Fence damage is normally covered by home insurance, however there are times when an insurer may deny your claim, for example, on account of non-maintenance. A house insurance policy’s ‘Other Structures’ section covers fences. According to Allstate, Other Structures on your property are insured against the same risks as your home. Therefore, your fence would …
The second-highest number of home insurance claims, according to the Insurance Information Institute, are for water damage or damage caused by freezing, which affects roughly 1 in 60 homes annually. The most common types of claims are caused by wind and hail. The average cost of a water-damage claim is about $11,600. Water damage may …
The average cost of home insurance in America is $2,305 per year for a $300,000 coverage with a $300,000 liability and a $1,000 deductible. However, this sum may be higher or lower based on your location and a variety of other variables, such as the quantity and nature of your insurance claims. Homeowners file claims …
How Much Do Claims Increase Home Insurance Rates? Read More »
Homeowners insurance is a vital component of a smart strategy to safeguard a house and your investment in it. But it may be more difficult to find the coverage you need at the price you want if your roof is old. Insurers are wary of homes with old roofs because of the harm that could …
How to Get Homeowners Insurance with a Bad Roof? Read More »
A major element of your homeowners insurance policy that safeguards the physical integrity of your house is dwelling insurance. You get compensated for damage to things like walls, plumbing, heating, air conditioning, and electrical wiring under this sort of coverage. Attached buildings, such as your garage, and built-in features, like chimneys and porches, are also …
What is Dwelling Coverage and How Much Do You Require? Read More »
Renovations are frequently covered by homes insurance policies, but big overhauls like remodeling may not be. Home improvement has exploded as more people stay at home. Spending on home renovations and remodeling is rising, whether it be for a kitchen remodel or the addition of an office. Here are some warning signs and tips for …
